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Our Staff
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 Deborah D. Milliner
As the owner/manager of Signature Settlements, DEBBIE MILLINER has
assembled the most experienced, courteous and professional title
company team in Frederick County, MD. With over 60 years of
experience between them, the Signature team goes the extra mile to
assure a timely and worry free closing. Debbie has lived in the
area over 30 years and has worked in many areas of real estate
including construction, development, sales and settlements. Known
by realtors and loan officers to be humorous and somewhat “over the
edge” while conducting closings, Debbie clearly enjoys what she does
and puts everyone involved at ease. While tempted by gourmet treats
at the settlement table buyers and sellers relax as Debbie leads
them through the paperwork and explains each document briefly in
layman’s terms. She holds a Maryland, West Virginia and
Pennsylvania title license, is a member of the Frederick County
Association of Realtors, and belongs to the Rotary Club of Carroll
Creek.
Debbie@signaturesettlements.com |
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Katherine M. DiLima
KATHY DILIMA has been with Signature Settlements since May of
2006 and is a licensed Maryland title insurance agent. She conducts
refinances and purchases, and directs all marketing for the firm.
This includes the coordination of marketing events, advertising and
any other innovative marketing strategies implemented. Previously,
Kathy worked as a Business Development Manager with a large
publishing company in Rockville, and it is that overall knowledge
and experience that makes her such an asset to Signature.
Kathy@signaturesettlements.com |
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Elizabeth A.
Craver
LIBBY CRAVER has lived in Frederick her entire life. Having
previously worked for a lender, she came to Signature
Settlements with prior closing and post closing experience.
Since July, 2004 Libby has complemented the Signature team and
has learned the entire settlement process from beginning to
end. She rarely meets a stranger since she seems to know (or be
related to) many of our clients. Libby adds a warm and fuzzy
touch to the Signature staff. Previously only licensed in
Maryland, Libby has recently attained her Pennsylvania title
license as well.
Libby@signaturesettlements.com |
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 Vicki D.
Snyder
VICKI SNYDER, a Maryland licensed title agent, has been with
Signature Settlements for two years but is not new to the title
business. Her prior 15 years in the title industry serves
Signature well as Vicki is the first one to open and review an
incoming file and the last one to see it before the documents
are returned to the lender. Since she has so much experience in
every aspect of a title transaction, Vicki is key in
communicating with realtors, lenders, and their clients, putting
all the pieces together to ensure a smooth transaction. As one
of the friendly voices who answers the phone, Vicki assesses the
caller’s needs and directs them accordingly. Gaining a client’s
trust is paramount at Signature and Vicki’s expertise does just
that.
Vicki@signaturesettlements.com |
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 Sandra K.
Golden
An experienced processor can make or break a settlement.
That is why SANDI GOLDEN is held in such high esteem. Sandi,
who has a Maryland, Pennsylvania and West Virginia title license
has over 17 years of title work behind her, beginning in the
post closing department and working her way through each of the
other closing tasks. Having begun her career in Montgomery
County and then moving to Frederick County, Sandi has mastered
the ins and outs of each area’s procedures. Additionally, Sandi
works side by side with the firm accountant ensuring that all
monies involved in a closing are correctly distributed. Sandi
can handle all title challenges that arise which is consistent
with Signature’s policy of doing everything in its power to
bring a closing to fruition.
Sandi@signaturesettlements.com |
What is Signature Settlements, LLC?Signature Settlements,
LLC is a real estate settlement company. We specialize in residential
and light commercial closings in all counties in the State of
Maryland. Our services include purchases, refinancing &
HUD foreclosures. Providing "signature service" is
our goal while maintaining a high level of quality and reasonable
pricing.
Why Choose
Signature Settlements, LLC?
Although we handle
closings every day at Signature Settlements, we recognize that
this is a new experience for many home buyers. Your settlement
is important to you so it is important to us. Our experienced
staff genuinely cares about keeping your costs down and getting
you into your new home smoothly. We are able to do settlements
with only several days' notice if necessary. All closing documents
are explained to home buyers at closing so they feel comfortable
signing them.
What You Need
To Do Now?
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| 1. |
Relax. Let us handle the details with
your Realtor and/or lender. |
| 2. |
At settlement provide proof of homeowners'
insurance and paid receipt if required by lender. |
| 3. |
If a termite report is required by your
lender your Realtor will take care of it. |
| 4. |
If any of the parties involved are unable
to attend settlement we need to know so we can prepare a Power of
Attorney. |
| 5. |
If a house location survey is required
by your lender we will take care of it. |
| 6. |
If you do not know the amount due at
settlement ahead of time, please bring a cashier's or certified
check payable to Signature Settlements in the amount on your Good
Faith Estimate. Adjustments will be made at the table. |
| 7. |
If you are having funds wired please
ask for our wiring instructions. |
| 8. |
Arrive at settlement with two proofs
of identification including your driver's license. |
| 9. |
Enjoy! |
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