Our Staff

Deborah D. Milliner
As the owner/manager of Signature Settlements, DEBBIE MILLINER has assembled the most experienced, courteous and professional title company team in Frederick County, MD.  With over 60 years of experience between them, the Signature team goes the extra mile to assure a timely and worry free closing.  Debbie has lived in the area over 30 years and has worked in many areas of real estate including construction, development, sales and settlements.  Known by realtors and loan officers to be humorous and somewhat “over the edge” while conducting closings, Debbie clearly enjoys what she does and puts everyone involved at ease.  While tempted by gourmet treats at the settlement table buyers and sellers relax as Debbie leads them through the paperwork and explains each document briefly in layman’s terms.  She holds a Maryland, West Virginia and Pennsylvania title license, is a member of the Frederick County Association of Realtors, and belongs to the Rotary Club of Carroll Creek.
Debbie@signaturesettlements.com


Elizabeth A. Craver
LIBBY CRAVER has lived in Frederick her entire life.  Having previously worked for a lender, she came to Signature Settlements with prior closing and post closing experience.  Since July, 2004 Libby has complemented the Signature team and has learned the entire settlement process from beginning to end.  She rarely meets a stranger since she seems to know (or be related to) many of our clients.  Libby adds a warm and fuzzy touch to the Signature staff.  Previously only licensed in Maryland, Libby has recently attained her Pennsylvania title license as well.
Libby@signaturesettlements.com

 

 

What is Signature Settlements, LLC?

Signature Settlements, LLC is a real estate settlement company. We specialize in residential and light commercial closings in all counties in the State of Maryland. Our services include purchases, refinancing & HUD foreclosures. Providing "signature service" is our goal while maintaining a high level of quality and reasonable pricing.

Why Choose Signature Settlements, LLC?

Although we handle closings every day at Signature Settlements, we recognize that this is a new experience for many home buyers. Your settlement is important to you so it is important to us. Our experienced staff genuinely cares about keeping your costs down and getting you into your new home smoothly. We are able to do settlements with only several days' notice if necessary. All closing documents are explained to home buyers at closing so they feel comfortable signing them.

What You Need To Do Now?
1. Relax. Let us handle the details with your Realtor and/or lender.
2. At settlement provide proof of homeowners' insurance and paid receipt if required by lender.
3. If a termite report is required by your lender your Realtor will take care of it.
4. If any of the parties involved are unable to attend settlement we need to know so we can prepare a Power of Attorney.
5. If a house location survey is required by your lender we will take care of it.
6. If you do not know the amount due at settlement ahead of time, please bring a cashier's or certified check payable to Signature Settlements in the amount on your Good Faith Estimate. Adjustments will be made at the table.
7. If you are having funds wired please ask for our wiring instructions.
8. Arrive at settlement with two proofs of identification including your driver's license.
9. Enjoy!


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Vanguard Signature Settlements, LLC
 188 Thomas Johnson Drive, Suite 201
Frederick, Maryland 21702
Phone: 301- 695-1235 Fax:  301- 695-6009
infovss@signaturesettlements.com

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